Certificate in Mortgage Advice and Practice (CeMAP)
Would you like to be a mortgage adviser?
No matter what your career background, if you’re a good communicator who enjoys helping people and networking, a career in mortgage advice could be for you.
CeMAP is the starting point for mortgage advisers and – as the industry-standard qualification – will enable you to launch your new career.
You can study CeMAP online, fitting it around your life and work, with on-demand course work that lets you learn in a way that suits you.
Over three modules, you'll gain the expertise you need to advise customers on mortgage products. You’ll learn about the regulations that govern the UK mortgage sector as well as the factors that affect customers’ personal financial plans.
And because CeMAP is the mortgage industry standard qualification, when you pass you can apply for your ‘licence to practice’.
While studying with us, you’ll become a Member of LIBF (MLIBF), receiving benefits including careers support and access to professional networking events.
Fees
£669 for the full qualification, or
£223 for individual modules.
Study duration
You’ll have 12 months to complete the module(s) that you register for.
Everything is online, so you can study at a pace that suits you.
Modules
Three modules in total.
What your studies will cover
The purpose and structure of the UK financial services industry
The Financial Conduct Authority (FCA) main aims, activities and relevant Conduct of Business rules
The house-buying process and parties involved
The different types of customers and mortgages
How to assess the affordability and suitability of different mortgage options and associated products
Your qualification at a glance
Assessments
You can take exams at a test centre or at home with remote invigilation.
Your first exam is included in the registration fee for each module.
You'll receive a digital certificate once you have passed.
Regulation
Registered with Ofqual in the Regulated Qualifications Framework (RQF).
Meets the Financial Conduct Authority's (FCA) examination standards.
A mandated qualification in the Mortgage Adviser Apprenticeship Standard.
Module information
CeMAP consists of seven compulsory units contained within three modules. You can register for any number of modules at a time.
You will have 12 months to complete each module and sit the exam.
If you've already completed the Certificate in Protection (CertPro), you will be exempt from unit 5.
Are you eligible for an exemption?
If you have qualifications from us or another awarding body, we may be eligible to apply for recognition of prior learning.
What study materials do I get?
Study texts are provided online and in hard copy for Modules 1 and 2.
Module 3 doesn’t have a study text, but you’ll find an information booklet and a free summary paper on the course website.
You’ll also get access to:
a student-led discussion forum
study-tip videos
a weekly study planner
a tax table
syllabus updates
online access to our student portal, MyLIBF
online access to our virtual library, KnowledgeBank.
Additional study materials
You can purchase additional study support when you register for CeMAP or later through your MyLIBF account.
Assessments
You will be assessed for each module by a two-hour electronic multiple-choice exam.
Module 1: UK Financial Regulation (UKFR) – two units with 50 multiple-choice questions for each unit,
Module 2: Mortgages (MORT) – units 3 and 4 with 25 multiple-choice questions, unit 5 with 20 multiple choice questions, and unit 6 with 30 multiple choice questions,
Module 3: Assessment of Mortgage Advice Knowledge (ASSM) – one unit with six case studies, each with ten linked multiple-choice questions,
You can choose when to take your CeMAP exams and pick from test centres nationwide or take the example using remote invigilation, for example at home.
From when you register, you will have 12 months to complete each module and sit the exam. Your first exam is included in the registration fee for each module.
Fees
You can register for all three modules at the same time – or individually, if you prefer – on our online registration system.
Instruction for paying per module
Studying with us on a module-by-module basis? If you'd like to register for your next module, continue to our online registration system and login as an existing customer.
Our online registration system is for our English and Welsh CeMAP only. If you wish to register for the Scottish CeMAP, please contact our Student and Customer Services on +44 (0)1227 818609.
Corporate bookings
If you are a company and want to register a cohort of students onto CeMAP please email corporate@libf.ac.uk for further information.
Request further information
You may also be interested in
Diploma for Financial Advisers (DipFA) Level 4
Take your first step to becoming a qualified financial adviser and embark on a rewarding new career.
The DipFA is a minimum level qualification you need to become a financial adviser, as laid down by the Financial Conduct Authority (FCA).
Explore DipFA qualification
CeMAP Diploma Level 4
Increase your mortgage expertise and take the next step in your career with CeMAP Diploma.
If you have CeMAP – or an equivalent Level 3 mortgage qualification – you only need to complete one further module to get your CeMAP Diploma.
Explore CeMAP DiplomaLevel 6 Diploma in Financial Advice (Adv DipFA)
As a Level 6 qualified financial adviser, you’ll demonstrate the highest level of professionalism – both important to showcase your credentials and for your customers to know they are getting the best service. The Adv DipFA will broaden your skillset and help you achieve chartered status.
Explore Adv DipFA qualification
Accredited learning support providers
There are a number of organisations offering courses for LIBF qualifications, especially in financial and mortgage advice.
Using a learning support provider is entirely up to you – it is NOT a requirement of your studies – but this extra support might help your learning. A number of organisations have joined our Accredited Learning Support Provider (ALSP) scheme and so are officially recognised by us. To keep this status their provision is subject to regular quality checks by LIBF.
Please note that you will still need to register and complete CeMAP via us, as the qualification awarding body.
Find out more
Questions about our professional qualifications?
If you have any questions about our professional qualifications in finance and banking, please contact our customer services team.
Our professional qualification customer services office is open:
Monday to Friday from 8.00am to 6.00pm UK time.